UNITED STATES BANKRUPTCY COURT MIDDLE
DISTRICT OF FLORIDA
Please note: Every debtor filing personal bankruptcy has the right to represent him or herself; however, the Court recommends the use of an experienced attorney. If you choose to represent yourself, please note that neither court personnel nor trustees will be able to provide any legal advice. An attorney must represent a corporation.
Prior to Filing a Bankruptcy Petition:
A debtor must complete a credit counseling course, from an approved credit counseling agency, prior to filing bankruptcy. A list of approved Credit Counseling Agencies can be located on the U.S. Trustee’s website at www.justice.gov/ust/eo/bapcpa/ccde/cc_approved.htm
Document Requirements And Proper Sequence For Filing Chapter 7 Cases In The Bankruptcy Court:
All Official Bankruptcy forms are available on the United States Court's
website at www.uscourts.gov.
Required documents and the proper sequence for the Chapter 7
Other Documents that may be applicable at the time of filing a petition package:
of Compensation of Attorney for Debtor (form B 203)
The fee for filing a Chapter 7 case is $ 299.00 USD.
Payment must be made in the form of a money order, cashier’s check (no personal checks accepted) or if filing in person, exact cash. (Please note that the Clerk’s Office cannot accept foreign currency and does not provide change).
Application to Pay Filing Fee in Installments (B 3A) – If the full filing fee cannot be paid at the time of filing the petition, an application can be filed, with the petition package, requesting the fee be paid in payments. Bankruptcy Rule 1006(b) limits the number of installments to 4 and the final payment must be made within 120 days after filing the petition.
Application for Waiver of Chapter 7 Filing Fee (B 3B) – Under certain circumstances a request can be made to waive the filing fee. You must meet the qualifications under 28 U.S.C. § 1930(f) in order to obtain a waiver of the filing fees. Review these qualifications before filing this application.
After Filing a Bankruptcy Petition:
Each debtor, including both spouses in a joint case, must complete a Financial Management Course and promptly file the Certificate of Completion of the Financial Management Course, which is supplied by an approved personal financial management counselor. Completion of the course is a condition for the debtor to obtain a Discharge. A list of approved providers for the course can be obtained from the U.S. Trustee’s website at www.justice.gov/ust/eo/bapcpa/ccde/de_approved.htm.