Please note: Every debtor filing personal bankruptcy has the right to represent him or herself; however, the Court recommends the use of an experienced attorney. If you choose to represent yourself, please note that neither court personnel nor trustees will be able to provide any legal advice. An attorney must represent a corporation.
GENERAL WARNING ABOUT PROCEEDING WITHOUT AN ATTORNEY
New Amended Administrative Order Requiring Photo Identification by Unrepresented Parties.
Effective June 1, 2015, every unrepresented party, including debtor(s) wishing to file a voluntary bankruptcy petition and petitioning creditor(s) wishing to file an involuntary petition in any division of the United States Bankruptcy Court for the Middle District of Florida, must provide acceptable photo identification at the time of filing, and the required debtor(s) or petitioning creditor(s) signatures on the petition.
Click HERE to view the New Amended Administrative order.
Click HERE to view the Notice regarding requirement to provide photo identification, effective September 1, 2014.
Prior to Filing a Bankruptcy Petition:
A debtor must complete a credit counseling course, from an approved credit counseling agency, prior to filing bankruptcy. A list of approved Credit Counseling Agencies can be located on the U.S. Trustee's website at www.justice.gov/ust/eo/bapcpa/ccde/cc_approved.htm
Document Requirements And Proper Sequence For Filing Chapter 13 Cases In The Bankruptcy Court:
Documents should be printed on 8 ½ X 11 inch paper.
Print documents on one side of the paper only.
The original, signed documents are to be filed with the Court.
Required documents and the proper sequence for
the Chapter 13 Petition Package.
1. Voluntary Petition (B101)
2. Summary of Assets & Liabilities and Certain Statistical Information (B106Sum)
3. Schedule A/B - Property (B106A/B)
4. Schedule C - The Property You Claim as Exempt (B106C)
5. Schedule D - Creditors Who Hold Claims Secured By Property (B106D)
6. Schedule E/F - Creditors Who Have Unsecured Claims (B106E/F)
7. Schedule G - Executory Contracts and Unexpired Leases (B106G)
8. Schedule H - Your Codebtors (B106H)
9. Schedule I - Your Income (B106I)
10. Schedule J - You Expenses (B106J)
11. Declaration About An Individual Debtor's Schedules (B106-Declaration)
12. Your Statement of Financial Affairs (B107)
13. Chapter 13 Statement of Your Current Monthly Income and Calculation of Commitment Period
and Calculation of your Disposable Income (B122C-1 & 2)
14. Mailing matrix, on paper, Complete Names and Addresses only
15. A fully completed form (B121) - Your Statement About Your Social Security Numbers must be submitted to the Court along with the filing of the voluntary petition. The statement is a restricted image when placed on the Court docket. The image of the full social security number will not be viewable to the public.
16. Disk containing all creditor name and addresses. Must be in Text format only. (Creditor.txt) For disk requirements refer to our website for further instructions (www.flmb.uscourts.gov - forms - Notices (matrix Filing instructions), Must be in Text format only. (Creditor.txt)
Other Documents that may be applicable at the time of filing a petition package:
Application for Individuals to Pay the Filing Fee in Installments (B103A)
Chapter 13 Plan (The Model Plan must be used and is available on the Courts web site at http://www.flmb.uscourts.gov/procedures/documents/Chapter13Plan.pdf
Disclosure of Compensation of Attorney for Debtor (B2030)
Disclosure of Compensation of Bankruptcy Petition Preparer (B280)
Declaration and Signature of Non-Attorney Petition Preparer/Notice to Debtor by Non-Attorney Petition Preparer (B119)
Statement of Military Service (B2020)
Filing Fees and Acceptable Payment Methods:
Please view the Filing Fees page for current fees or click here.
Payment must be made in the form of a money order, cashier's check (no personal checks accepted) or if filing in person, exact cash. (Please note that the Clerk's Office cannot accept foreign currency and does not provide change.).
Application for Individuals to Pay the Filing Fee in Installments (B103A) - If the full filing fee cannot be paid at the time of filing the petition, an application can be filed, with the petition package, requesting the fee be paid in payments. Bankruptcy Rule 1006(b) limits the number of installments to 4 and the final payment must be made within 120 days after filing the petition.
After Filing a Bankruptcy Petition:
Each debtor, including both spouses in a joint case, must complete a Financial Management Course and promptly file the Certificate of Completion of the Financial Management Course, which is supplied by an approved personal financial management counselor. Completion of the course is a condition for the debtor to obtain a Discharge. A list of approved providers for the course can be obtained from the U.S. Trustee's website at www.justice.gov/ust/eo/bapcpa/ccde/de_approved.htm
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