UNITED STATES BANKRUPTCY COURT MIDDLE
DISTRICT OF FLORIDA
GENERAL WARNING ABOUT PROCEEDING WITHOUT AN ATTORNEY
Filing for bankruptcy may be done without an attorney. However, it is highly recommended that you retain the services of an attorney to guide you through this complex process. The bankruptcy laws are very technical and you are required to complete and sign, under penalty of perjury, various official forms. Your failure to complete these forms truthfully and timely may result in the dismissal of your case and may adversely affect any future bankruptcy filing.
Only an attorney can give you legal advice. The Bankruptcy Court Clerk’s Office staff is prohibited by law from providing legal advice and cannot aid debtors in the completion of required forms. Many typing and transcribing companies advertise as Bankruptcy Petition Preparers and for a fee they will complete your bankruptcy forms with information you provide. Bankruptcy Petition Preparers are NOT attorneys and may NOT give legal advice. Their failure to timely and accurately complete your official forms may result in the dismissal of your case and may adversely affect any future bankruptcy filing.
If you filed for bankruptcy in the past, the manner in which that case was disposed of may further complicate a new bankruptcy case. You may not be eligible to receive the protection of the automatic stay, the automatic stay may be limited or you may not be eligible to receive a discharge of debts. These are issues that warrant the advice of competent legal counsel.
Bankruptcy for a debtor has long-term financial and legal consequences.
This court strongly encourages you to obtain the assistance of an attorney.
Orlando has a Bankruptcy Pro Se Assistance Clinic which is staffed by experienced bankruptcy attorney volunteers and offers free, on-site information and guidance to individuals who are representing themselves in the U.S. Bankruptcy Court. More information can be found on their website at: http://cfbla.org/pro-se-assistance-clinic/
INFORMATION ABOUT THIS WEBPAGE
The information contained in this section is provided for the benefit of debtors seeking general information about the bankruptcy court or about the bankruptcy process.
While it is possible to file a bankruptcy case pro se, i.e. without the assistance of an attorney, it may be difficult to do so successfully. It is recommended that a person considering bankruptcy consult with a competent attorney prior to filing a case. Here is a link to the U.S. Courts website that contains more information on filing without an attorney: www.uscourts.gov/bankruptcycourts/prose.html
People talk openly about financial and economic problems, but there is little open discussion about the toll financial hardship can take on a person’s health.
BEFORE CONTINUING, PLEASE READ THE NOTICE TO ALL DEBTORS
DO YOU HAVE ANY QUESTIONS?
BANKRUPTCY BASICS VIDEO
REQUIREMENTS TO FILE A CASE
Counseling Agencies for the state of Florida
DISCLAIMER: Several links on this webpage contain information created and maintained by other public and private organizations. These links are provided for the user's convenience. The United States Bankruptcy Court for the Middle District of Florida does not control or guarantee the accuracy, relevance, timeliness, or completeness of this outside information nor does it control or guarantee the on-going availability, maintenance, or security of these Internet sites. Further, the inclusion of links is not intended to reflect their importance or to endorse any views expressed, or products or services offered, on these outside sites, or the organizations sponsoring the sites.