Information:

Most debtors who file bankruptcy, and many of their creditors, know very little about the bankruptcy process. The following is designed to assist the general public by providing basic answers to some of the most commonly asked questions. For additional information, please view the Court's General Information.

What is Bankruptcy?
Bankruptcy is a legal process which allows a person (a "Debtor"), who owes more money than he or she can currently repay, to either (1) repay a portion of the money over time under Chapter 11, 12, or 13, or (2) have the entire debt forgiven ("discharged") under chapter 7. Under chapter 7, a Debtor may be required to surrender assets to a trustee. Bankruptcy is also available to businesses, corporations, and partnerships. Even municipal governments can file bankruptcy (under Chapter 9).

After a Debtor has filed a case (i.e., "petition"), creditors must stop all collection efforts against the Debtor for a period of time, unless they get permission from the bankruptcy court to continue. This protection from collection efforts is referred to as the "automatic stay."

The Bankruptcy Code and Federal Rules of Bankruptcy Procedure determine which chapter one is eligible to file, which debts can be eliminated, how long repayment must continue, which possessions can be kept, etc. A Debtor must abide by these federal laws and rules.

What is the Bankruptcy Code?
The Bankruptcy Code refers to Title 11 of the United States Code (11 U.S.C. sections 101-1330).

What does the Clerk's Office do?
The Clerk's Office provides clerical and administrative support to the court by processing filed legal documents, maintaining case-related papers, collecting authorized fees, sending notices, entering judgments and orders on the docket, informing parties of scheduled hearings, and handling inquires from attorneys and the general public.

! DISCLAIMER !

While the information presented below is accurate as of the date of publication, it should not be cited or relied upon as legal authority. It is highly recommended that legal advice be obtained from a bankruptcy attorney or legal association. For filing requirements, please refer to the United States Bankruptcy Code (Title 11, United States Code), the Federal Rules of Bankruptcy Procedure (Bankruptcy Rules), and the Local Rules of the U.S. Bankruptcy Court for the Middle District of Florida.

Frequently Asked Questions

1. What happens when a bankruptcy petition is filed?

2. What does a case number indicate?

3. Do I need an attorney to represent me in my bankruptcy case?

4. What is a Pro Se Debtor?

5. Where can I obtain the necessary forms for filing bankruptcy?

6. What are the filing fees for filing bankruptcy?

7. Can the Court waive the bankruptcy petition filing fee?

8. Why must I pay fees by cashier's check or money order?

9. What will happen to my case if I filed bankruptcy before and failed to pay the entire filing fee?

10. What Chapter is right for me?

11. What must I do before I file my case?

12. What is the difference between a Chapter 7, 13 & 11?

13. Where can I get more information about bankruptcy and bankruptcy procedures? Is there any place I can get free or inexpensive legal advice before I file?

14. What services can a bankruptcy petition preparer provide?

15. How is a debt classified as secured, unsecured, priority, or administrative?

16. When do I receive a discharge of my debts?

17. What debts are dischargeable?

18. How do I change or correct information in the petition, schedules, and statements I already filed with the Clerk's Office?

19. What is a bankruptcy discharge?

20. How do I obtain a copy of my discharge?

21. Can a discharge be denied?

22. What is the difference between a discharge being denied and a debt being declared non-dischargeable?

23. How do I obtain information about a case?

24. May I review my case file?

25. Who can I call if I have a question about a pending case?

26. Can I view records through the Internet?

27. How do I find out who is the trustee assigned to a case?

28. What is the role of a Trustee assigned in a chapter 7 or 13 case?

29. What is the function of the U. S. Trustee?

30. What is a 341(a) meeting?

31. If I file for bankruptcy, will it stop an eviction?

32. How long does a bankruptcy filing remain on my credit report?

33. How do I get a bankruptcy filing removed from my credit report?

34. What can I do if I disagree with an order entered in a case?

35. What is an adversary proceeding? What do I need to file when filing an adversary proceeding with the Court?

36. What can I do if a creditor keeps trying to collect money after I have filed bankruptcy?

37. What should I do if I cannot make my Chapter 13 payment?

38. My ex-spouse has filed bankruptcy. He/she has listed me as a co-signer on a scheduled debt. What can I do? Does my divorce decree protect me?

39. A company has filed for bankruptcy and owes us money. What do we do?

40. How do I access court dockets by computer?

41. How do I get admitted to practice before the bankruptcy court?

42. How do I get transcripts of court hearings?

43. How do I obtain a proof of claim form?

44. What is a reaffirmation agreement?

45. What is a Motion?

46. How do I obtain copies or certified copies of documents?

47. May I receive notice from the court via electronic transmission (i.e.: internet email)?


1. What happens when a bankruptcy petition is filed?
The commencement of a bankruptcy case creates an "estate." The estate technically becomes the temporary legal owner of all of the Debtor's property. The estate consists of all legal or equitable interests of the Debtor in property as of the date the case is filed, including property owned or held by another person if the Debtor has an interest in the property. Section 362 of the Bankruptcy Code governs the applicability of the "automatic stay" to the facts and circumstances of your bankruptcy case. If it applies, it prohibits creditors from taking collection action against the Debtor or the Debtor's property without Bankruptcy Court approval. The Court issues a notice of commencement advising all interested parties of the filing of the bankruptcy case. This notice provides the case number, trustee, date of the meeting of creditors, deadline to file a proof of claim (if applicable), and deadline to file an objection to the discharge (if applicable).

More information can be obtained by clicking here: General Information. Local libraries may also have bankruptcy reference material. Further information about the federal judiciary may also be found by clicking here: United States Courts website.

2. What does a case number indicate?
A case number indicates the office location of the court, the year the case was filed, the type of case, the number assigned to the case and the assigned judge. Example: 6:12-bk-00001-KSJ, 6 indicates the office in which the case is filed (2 - Fort Myers, 3 - Jacksonville, 6 - Orlando, 8 - Tampa); 12 is the year filed, bk indicates a bankruptcy case (ap indicates an adversary proceeding); 00001 is the case number assigned, KSJ stands for Judge Karen S. Jennemann. For a complete list of judges presiding over bankruptcy cases in the Middle District of Florida click here:  Bankruptcy Judges.

3. Do I need an attorney to represent me in my bankruptcy case?
Each Debtor filing an individual bankruptcy has a right to represent him or herself (Pro Se Debtor); however, the use of an attorney is recommended. Ignorance of the law may cost an individual far more than an attorney's fee. By law, a Corporation is required to have an attorney. Note: Individuals who choose to represent themselves will not be able to obtain legal advice from court personnel or from the trustee appointed to their case.

4. What is a Pro Se Debtor?
A Pro Se Debtor is one who files bankruptcy without an attorney. A Pro Se Debtor is responsible for all proceedings of his/her case. Failure to comply with the Bankruptcy Code and Rules or with court orders may cause dismissal of the Debtor's case. It is recommended that all Debtors seek legal advice before filing bankruptcy.

5. Where can I obtain the necessary forms for filing bankruptcy?
The Court cannot supply forms. Forms are available from office supply stores or legal stationery stores. Forms are also available for printing by clicking here: Official Bankruptcy forms.

6. What are the current filing fees for filing bankruptcy?
Filing fees can be found on the Filing Fees page or by clicking here.

7. Can the Court waive the bankruptcy petition filing fee?
28 U.S.C. 1930(f)(1) provides that the court may waive filing fee in a case under Chapter 7 for an individual if the Court determines that such individual has income less than 150 percent of the income official poverty line applicable to a family of the size involved and is unable to pay that fee in installments. The Bankruptcy Rules do provide for individuals to pay the filing fee in installments. To pay the fee in installments, you must submit an application, and the application must be approved by the Court. This form named B103A, is available from the US Courts National Forms by clicking here: Filing Fee Installment form.

8. Why must I pay fees by cashier's check or money order?
Effective October 1, 2020, the Court no longer accepts cash payments.

9. What will happen to my case if I filed bankruptcy in the past and failed to pay the entire filing fee?
A Bankruptcy Judge may take any of the following steps when the entire filing fee has not been paid in a prior case: (1) dismiss the case being filed, (2) refuse to allow the Debtor to pay the filing fee in installments for the current case, (3) order the Debtor to pay the filing fee from the previous case, or (4) take any other action that is appropriate.

10. What chapter is right for me?
Your decision whether to file bankruptcy and under which chapter to file depends on your particular circumstances. In general, Chapter 7 is appropriate when the Debtor has insufficient income to pay a portion of his/her debts, and the Debtor is not seeking to keep non-exempt property. Otherwise, if the Debtor has an income or property and can afford to repay at least some of his/her debts, Chapter 11, 12 or 13 may be appropriate, depending on whether the Debtor is an individual, partnership, corporation, or family farmer. The decision whether to file a bankruptcy case and under which chapter is an extremely important decision and has tremendous financial impact. Consequently, this decision may require expert advice from a bankruptcy attorney. You may contact The Florida Bar, Legal Aid, or the local Lawyer Referral Service found in your local telephone directories to obtain legal representation. You may also research the Court's website by clicking here: General Information.

11. What must I do before I file my case?
Pursuant to section 109(h)(1) you must complete and obtain a certificate from an approved non-profit credit counseling agency during the 180-day period proceding the date of filing. A list of approved Credit Counseling Agencies can be located on the U.S. Trustee's website at www.justice.gov/ust/eo/bapcpa/ccde/cc_approved.htm

12. What is the difference between a chapter 7, 13 and 11?
Chapter 7 - In a Chapter 7, Debtors are permitted to retain certain "exempt" property, while the remaining assets are liquidated by the trustee. The trustee will distribute the funds from the liquidation to holders of claims (creditors) in accordance with the provisions of the Bankruptcy Code. Accordingly, potential Debtors should realize that the filing of a petition under chapter 7 might result in the loss of non-exempt property.

Chapter 13 - Chapter 13 is designed for individuals with regular income to repay a portion or all of their debt over an extended period of time. Chapter 13 may be appropriate for Debtors who seek to retain certain assets through a repayment plan.

Chapter 11 - Chapter 11 allows corporations, partnerships, and certain individuals who do not qualify under Chapter 13, to reorganize without having to liquidate all assets. As in a Chapter 13, the Debtor (called the "debtor-in-possession" because a trustee is not normally assigned) is required to present a repayment plan. If the plan is accepted by the creditors and subsequently approved ("confirmed") by the Court, this allows the Debtor to reorganize his/her/or its personal, financial, or business affairs.

NOTE: For further information on these Chapters, click here: General Information.

13. Where can I get more information about bankruptcy and bankruptcy procedures? Is there a place I can get free or inexpensive legal advice before I file?
The easiest way to get free or inexpensive bankruptcy advice is to make an appointment with a private attorney. Some attorneys may offer a free initial consultation. Visit our web site for a list of Lawyer Referral Services. You may also consider contacting Legal Aid for inexpensive bankruptcy advice. They will send you an application and schedule a session with a bankruptcy attorney to assess your financial situation to see if you qualify for their services, and assist you in deciding what chapter is appropriate. Their fee is on a sliding scale based on your income. In the Tampa area, they can be contacted in Hillsborough County at (813) 232-1343 or (813) 752-1335, or in Pinellas County at (727) 821-0726 or (727) 443-0657; in Orlando at (407) 841-8310; and in Jacksonville at 904-356-8371. Inexpensive help in typing your petition and other forms is available from "bankruptcy petition preparers." "Paralegals" and "typing services" are considered bankruptcy petition preparers and not attorneys. They are not employed or supervised by attorneys and cannot represent you in your bankruptcy. Only a licensed attorney can give you legal advice. Bankruptcy petition preparation services are listed in the telephone book. Click on General Information to visit the Court's website for additional information about filing bankruptcy, as well as a list of bankruptcy terms and their meanings.

Local Attorney Bar associations sponsor Pro Se Bankruptcy Assistance Clinics in the Jacksonville, Orlando and Tampa divisions. These clinics are not staffed by Bankruptcy Court staff. Hours of operation varies in each division. Further information is available at each of the links:


14. What services can a bankruptcy petition preparer provide?
Services of petition preparers are limited to the typing of forms. Petition Preparers are not authorized to practice law and therefore cannot provide debtors with legal advice.

15. How is a debt classified as secured, unsecured, priority, or administrative?
A secured debt is a debt that is collateralized by property. A creditor whose debt is "secured" has a right to foreclose or take property to satisfy a "secured debt." For example, a mortgage loan is likely "secured" by a Debtor's home. This means that the lender has the right to foreclose upon and take the home if the Debtor fails to make the loan payments.

An unsecured debt arises when you promise to repay someone a sum of money at a particular time, but you have not pledged any property as collateral for the debt.

A priority debt is a debt entitled to priority in payment, ahead of other debts. Please refer to 11 U.S.C. §507 of the Bankruptcy Code for a listing of such priority claims.

An administrative debt is a category of priority debt. Generally, it is created when someone provides goods or services to your bankruptcy estate after you file your petition. An example of an administrative debt is the fee charged by an attorney or other authorized professional for services rendered after the bankruptcy case has been filed.

16. When do I receive a discharge of my debts?
The Notice of the Section §341 Meeting of Creditors reflects a date by which all complaints objecting to discharge or dischargability of debts must be filed. If the debtor has complied with all of the filing requirements, paid the filing fee in full and pursuant to section 727(a) (10) completed an instructional course concerning personal financial management, and has filed the proper certification reflecting completion, your discharge will be entered in due course after the expiration of the date stated earlier.

17. What debts are dischargeable?
Generally, all debts listed on the petition are dischargeable. However, certain types of debt listed in 11 U.S.C. §523 are not dischargeable. The non-dischargeable debts listed in §523 include, but are not limited to:

a. Certain taxes and fines;

b. Debts arising from certain fraudulent conduct;

c. Debts not listed in your bankruptcy petition;

d. Alimony, child maintenance or support, and certain other related debts arising out of a divorce decree or separation agreement;

e. Debts caused by the Debtor's willful and malicious injury to another;

f. Government guaranteed student loans;

g. Debts caused by a death or personal injury related to your operation of a motor vehicle while intoxicated; and

h. Post-bankruptcy condominium or cooperative owner's association fees.

This list includes only examples of non-dischargeable debts; see 11 U.S.C. § 523 for a complete list. Under § 523, a creditor or party in interest may also file a complaint to have their debt declared nondischargeable.

In a chapter 13 case, the discharge is broader under 11 U.S.C. § 1328(a).

For more information on discharges under chapters 7 & 13 click here: General Information.

18. How do I change or correct information in the petition, schedules, and statements I already filed with the Clerk's Office?
The information contained in your petition, schedules, and statement of affairs is submitted under penalty of perjury. Therefore, you must be certain that it is correct when you sign these documents. If, however, you later discover that something is inaccurate, the documents may be corrected by the filing of an amendment with the Clerk's Office. New schedules or statements must be filed showing the corrected information along with a certificate of service. A fee (click here to view fee) must be paid when amending schedules D, E, or F (or any list of creditors or mailing matrix). All amendments must be served upon the United States Trustee and case trustee, and certain amendments must be served upon the creditors affected by the amendment. The amendment must also contain an original signature.

19. What is a bankruptcy discharge?
It releases the Debtor from personal liability for discharged debts. Thus, it prevents the creditors owed those debts from taking any action against the Debtor to collect the debts. Most, but not all, types of debts are discharged if they existed on the date the bankruptcy case was filed and were listed on the schedules. Some of the debts that are not discharged are discussed in question 15. Bankruptcy law regarding the scope of a discharge is complex, and Debtors should consult competent legal counsel prior to filing.

20. How do I obtain a copy of my discharge?
You can obtain a copy from the Clerk's Office by either coming in person or sending in a written request. There is a per page charge. (click here to view fee), plus an additional charge if you desire a certified copy. Payment must be in the exact amount payable either by money order or cashier's check. You must include a self-addressed, stamped envelope.

21. Can a discharge be denied?
Under certain circumstances, 11 U.S.C. § 727 provides the Debtor's discharge may be denied in a chapter 7 case. Grounds for denial exist when the Debtor: (1) failed to keep or produce adequate books or financial records, (2) failed to satisfactorily explain any loss of assets, (3) committed a bankruptcy crime such as perjury, (4) failed to obey a lawful order of the bankruptcy court, or (5) fraudulently transferred, concealed, or destroyed property that would have become property of the estate. Refer to § 727 for a complete list.

22. What is the difference between a discharge being denied and a debt being declared nondischargeable?
The court can deny the Debtor's discharge of all debts, or determine that a particular debt or debts are nondischargeable. If the court denies the discharge of all debts, then the Debtor will still be legally responsible for all the debts as if no bankruptcy petition had ever been filed. If only certain debts are ruled nondischargeable, the Debtor will still receive a discharge order. However, the Debtor will remain legally responsible for those nondischargeable debts. For a discharge to be denied, either as to a particular debt or as to all debts, someone must file an adversary proceeding (lawsuit) with the court. That party must then prove one of the grounds for denial of the discharge or for a debt to be declared nondischargeable. See Question No. 19 (for discharge) and Question No. 15 (for dischargeability of a particular debt). If your discharge is not withheld or none of your debts is declared to be nondischargeable, then all the debts listed in your petition will be discharged upon the entry of the order granting your discharge (meaning your personal liability for the debts will be eliminated).

23. How do I obtain information about a case?
You can visit the courthouse and view a file between the hours of 8:30am and 4:00pm, Monday through Friday. You can also access information for the Middle District of Florida, toll-free at 1-866-222-8029 # 91. Information about a case may be obtained by providing the Debtor's social security or tax identification number or the Debtor's name. The following information is available: whether a case has been filed, when it was filed and under which chapter, the judge assigned to the case, Debtor's attorney and phone number, trustee and phone number, and date and time of the meeting of creditors required under Section 341 of the Bankruptcy Code. For further information on the VCIS, click here Voice Case Information System.

NOTE: Case information may not be available for cases filed prior to a certain date. Information for such older cases can only be obtained through the Archive's Center in Atlanta, Georgia. Copies can be requested directly from the Archive Center, but certain information will be needed from the Court. Please contact the Clerk's Office where the case was filed for availability of the file or for instructions on ordering archived information, Tampa at (813) 301-5065, Orlando at (407) 237-8000, and Jacksonville at (904) 301-6490.

24. May I review my case file?
Yes, files maintained by the Clerk's Office are public records. You may review your case, but you may not remove original documents from the Court files nor take the files from the Clerk's Office. Copies of documents can be made by the Court (click here to view fee).

25. Who can I call if I have a question about a pending case?
Call the Clerk's Office or the case manager. Phone numbers for all offices are available by clicking on one of the following:

Orlando phone list

Jacksonville phone list

Tampa phone list

26. Can I view records through the Internet?
Yes. Access to electronic court records via the Internet or by direct dial-up modem is available by registering with PACER. To obtain a password contact the PACER Service Center at 1-800-676-6856 or click here Pacer Service Center.

27. How do I find out who is the trustee assigned to a case?
You may obtain the trustee's name by visiting the clerk's offices, or through the Voice Case Information System (VCIS). The VCIS telephone number is 1-866-222-8029. For Chapter 11 cases, you can also call the United States Trustee's Offices: Tampa at (813) 228-2000; Orlando and Jacksonville at (407) 648-6301. (If you received a "Commencement of Case/341 Meeting Notice," the assigned trustee, along with other contact information, is printed on that notice.)

28. What is the role of a Trustee assigned in a chapter 7 or 13 case?
Under Chapter 7, an impartial trustee is appointed to administer the case by collecting and liquidating the Debtor's non-exempt assets in a manner that maximizes the return to the Debtor's unsecured creditors.
Under Chapter 13, an impartial trustee is also appointed to administer the case. The primary roles of the chapter 13 trustee are to determine the feasibility of a Debtor's repayment plan for the court and to serve as a disbursing agent, collecting payments from Debtors and making distributions to creditors.

29. What is the function of the U. S. Trustee?
The office of the U. S. Trustee is an agency of the Department of Justice, with responsibilities that include monitoring the administration of bankruptcy cases and detecting bankruptcy fraud. It is also responsible for appointing and supervising interim trustees to administer Chapter 7 cases, overseeing the Debtor-in-Possession, and appointing a standing Trustee in Chapter 13 cases.

30. What is a 341 meeting?
This meeting is referred to as the "meeting of creditors." All creditors are notified so that they may attend, but their attendance is not required. Debtors have a duty to appear and testify under oath and answer questions by creditors. This meeting is presided over by the trustee assigned to the case and is held approximately 40 days after the petition is filed. Debtors are required to provide photo identification and proof of social security number to the assigned trustee. A Debtor's failure to appear may result in dismissal of the case. If a continuance or change in the hearing date is sought, the trustee assigned to the case must be contacted.

31. If I file for bankruptcy, will it stop an eviction?
The Clerk's Office is prohibited from providing legal advice. Questions pertaining to how a bankruptcy filing affects enforcement of an eviction proceeding should be directed to a bankruptcy attorney.

32. How long does a bankruptcy filing remain on my credit report?
A maximum of ten years under provisions of the Fair Credit Reporting Act.

33. How do I get a bankruptcy filing removed from my credit report?
The Bankruptcy Court has no jurisdiction over credit reporting agencies. The Fair Credit Reporting Act, 6 U.S.C. § 605, is the law that controls credit-reporting agencies. The law states that credit reporting agencies may not report a bankruptcy case on a person's credit report after ten years from the date the bankruptcy case is filed. You may contact the Federal Trade Commission, Bureau of Consumer Protection, Education Division, Washington, D.C. 20580; their phone number is (202) 326-2222. That agency can provide further information on reestablishing credit and addressing credit problems. You can also directly contact the credit bureau(s) reporting the information - e.g., Equifax, Experian, and TransUnion.

34. What can I do if I disagree with an order entered in a case?
You can either file a motion for reconsideration of the order or file a notice of appeal. The person filing the notice of appeal becomes an "Appellant" and the other party, the "Appellee." When an appeal is filed, the matter is referred to the United States District Court. There is a filing fee to Docket the Appeal and a fee for the Notice of Appeal. Click here to view fee.

35. What is an adversary proceeding? What do I need to file when filing an adversary proceeding with the Court?
An adversary proceeding is a lawsuit arising in or related to a bankruptcy case. It is commenced with the filing of an adversary proceeding cover sheet, complaint, summons, and a filing fee, if applicable. Click here to view fee.

36. What can I do if a creditor keeps trying to collect money after I have filed bankruptcy?
You should immediately notify the creditor in writing that you have filed bankruptcy, and provide them with the case name, case number, and filing date, or a copy of the petition that shows it was filed. If a creditor continues to attempt to collect, the Debtor may be entitled to take legal action against the creditor to obtain a specific order from the court prohibiting the creditor from taking further collection action. However, a formal motion must be filed, in accordance with the Bankruptcy Code and applicable Rules. If the creditor is willfully violating the automatic stay, the Court can hold the creditor in contempt of court and fine the creditor. Any such legal action brought against the creditor will be complex and will normally dictate representation by a qualified bankruptcy attorney.

37. What should I do if I cannot make my Chapter 13 payment?
If the Debtor cannot make a chapter 13 payment on time pursuant to the terms of the confirmed plan, the Debtor should contact the chapter 13 Trustee by phone and by letter advising the Trustee of the problem and whether it is temporary or permanent. If it is temporary, the Debtor should advise the Trustee of the time and manner in which the Debtor will make up the payments. So long as the Trustee agrees, the payments can be made up over time. If the problem is permanent and the Debtor is no longer able to make payments under the plan, the Trustee will request that the case be dismissed or converted to another chapter, or the Debtor may seek to modify his or her plan. The determination of whether to modify the plan or dismiss or convert a case requires legal analysis. The Debtor should seek counsel from a qualified bankruptcy attorney before attempting to make a decision how to proceed in their case.

38. My ex-spouse has filed bankruptcy. He/she has listed me as a co-signer on a scheduled debt. What can I do? Does my divorce decree protect me?
If you are a co-debtor with your ex-spouse on a debt, the creditor can require the entire payment of that debt from your share of the marital property, even though the divorce decree assigns the debt to your ex-spouse. Depending on the terms of your divorce decree, you may be able to have certain support obligations determined to be nondischargeable by the bankruptcy court or in state court. You should seek legal advice for a thorough explanation of your rights and obligations in this area as soon as you find out that your ex-spouse has filed bankruptcy.

39. A company has filed for bankruptcy and owes us money. What do we do?
If you have been listed as a creditor in a bankruptcy case and you received a proof of claim form from the bankruptcy court, make sure to complete the form and file it with the court by the required date. You must attach any documentation that supports your claim. If you wish to have a conformed copy returned to you, please enclose an extra copy and self-addressed, stamped envelope. If you were not listed as a creditor, you may obtain a claim form from the bankruptcy court or you can download a claim form by clicking on Proof of Claim form (pdf). You may also submit a claim using our court's Electronic Filing of Proof of Claim Form.

NOTE: Information regarding when a claim will be paid should be directed to the trustee assigned to the case, whose name and telephone number can be found on the 341 meeting notice.

40. How can I access court dockets by computer?
The PACER system allows you to access docket sheets for bankruptcy case proceedings if you have a computer and modem. There is a fee for accessing the PACER service via the Internet (Web PACER). Click here to view the fee. To register for PACER, contact the PACER Service Center at 800-676-6856. For further information on PACER, click here PACER.

41. How do I get admitted to practice before the Bankruptcy Court?
An attorney must be admitted to practice before the District Court. You may contact the United States District Court, Middle District of Florida, on their website by clicking here: United States District Court or call their office: Tampa (813) 301-5400; Orlando (407) 835-4200; and Jacksonville (904) 549-1900. An out-of-state attorney who desires to appear in a particular bankruptcy case is required to file a motion for permission to appear "pro hac vice." For admission requirements and forms for admission to the District Court Bar, also contact the United States District Court.

42. How do I get transcripts of court hearings?
Official transcripts of court hearings are produced by certified court reporters. Information on how to order transcripts for Tampa, Orlando, and Jacksonville can be obtained by clicking here Court Reporters.

43. How do I obtain a proof of claim form?
Proof of claims may be submitted using our court's eProof of Claim link located on the Court's main webpage. You may also download a proof of claim form now by clicking Proof of Claim form or you may obtain a proof of claim form from the Bankruptcy Clerk's Office by sending a written request with a stamped, self-addressed envelope to the Clerk's Office.

44. What is a reaffirmation agreement?
A reaffirmation agreement is an agreement between the Debtor and a creditor that the Debtor will pay all or a portion of the money owed, even though the Debtor has filed bankruptcy. In return, the creditor promises that, as long as payments are made, the creditor will not repossess or take back its collateral. This means that the Debtor will remain personally liable on that debt.

Refer to 11 U.S.C. § 524 Bankruptcy Code for detailed information. Information is also available by clicking here Reaffirmation Guide.

45. What is a Motion?
A motion is a written formal document in which the party, the movant, who is requesting an action, sets forth his grounds for the action requested. The party against whom the action is requested is the respondent.

46. How do I obtain copies or certified copies of documents?
Copies may be obtained directly from the Court for a per page fee as well as certified copies for a per page fee and a certification fee (click here to view fees).

Files that are no longer housed in our courthouse facilities are archived at the Archive Center in Ellenwood, Georgia to retrieve files through the mail; the requestor must include the case name, case number, and search fee for the archived information. Click here to view fee.

However, there is no charge for this information to customers who come to the Clerk's office. The Clerk's office will first verify the case was filed in that particular division. The clerk's office will then provide the "Request for Bankruptcy Case File" form, with the accession number, box number, and location number. Once you receive this information, you may contact the Archive Center in Atlanta, Georgia, for copies. The telephone number for the center is (404) 763-7474, fax number is (404) 763-7815, and their website is: National Archives Center. Please note that the Archive Center requires a fee for this service.

47. May I receive notice from the court via electronic transmission (i.e.: internet e-mail)?
Debtors wishing to receive electronic notice by e-mail from the court on court served orders and court generated notices are encouraged to refer to the DeBN section of the website, here and complete a DeBN Request Form.

Additionally, debtors filing bankruptcy without representation (pro se) may elect to receive electronic notice by e-mail whenever a filing is made with the Court. Please refer to Request (Pro Se Debtor) to Receive Electronic Notification for additional information.

DISCLAIMER: The links on this webpage contain information created and maintained by other public and private organizations. These links are provided for the user's convenience. The United States Bankruptcy Court for the Middle District of Florida does not control or guarantee the accuracy, relevance, timeliness, or completeness of this outside information nor does it control or guarantee the on-going availability, maintenance, or security of these Internet sites. Further, the inclusion of links is not intended to reflect their importance or to endorse any views expressed, or products or services offered, on these outside sites, or the organizations sponsoring the sites.